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YouTubeChurg bee
How Your Credit Score Actually Works (5 Factors Explained)
Your credit score ranges from 300 to 850 — the average American sits at 713. But most people don't know what actually moves it. A FICO score is built from five factors: - Payment history: 35% (one missed payment can hurt for up to 7 years) - Amounts owed / credit utilization: 30% (keep your balance under 30% of your limit) - Length of credit ...
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